"Angela Sain told me it was a pleasure working"
Dear Damon, Angela Sain told me it was a pleasure working with you on the transaction for 1720 Pilot Court and I just wanted to say thank you for a job well done! It is people like you that exemplify the good name of REALTOR. I hope that we work together again in the future and good luck on your Real Estate Career. Thanks again for working so well with us. Yours truly, Rick White
Broker/Manager Coldwell Banker Jacksonville Branch
Rick White
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Closing or Settlement >Estimated Closing Costs
There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.
These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!
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| Q |
What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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| A |
Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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