Sitemap: Home Buying in Little Rock, North Little Rock, Bryant and Maumelle, Arkansas

The Sumbles Team
Keller Williams
1514 Market Dr. #B100
Little Rock, AR 72211
501-960-4111
Fax: 501-907-5958
rsumbles@kw.com

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For Home Buyers:

Why Buyers Choose Randy Sumbles - Why homebuyers looking for a real estate agents in the Little Rock, North Little Rock, Bryant and Maumelle area choose Randy Sumbles.
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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?
A	The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool.
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Randy Sumbles, REALTOR®, real estate agents and broker for Little Rock, North Little Rock, Bryant and Maumelle, Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Randy Sumbles
Keller Williams
1514 Market Drive, #B100
Little Rock
AR, 72211
Phone: 501-960-4111
Fax: 501-907-5958
Email: TheSumblesTeam@kw.com
WE MAKE IT EASY!!!

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